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	<title>emily wallace figures It out</title>
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		<title>emily wallace figures It out</title>
		<link>http://emilywallace.wordpress.com</link>
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		<title>Chinook Book 2011</title>
		<link>http://emilywallace.wordpress.com/2010/10/05/chinook-book-2011/</link>
		<comments>http://emilywallace.wordpress.com/2010/10/05/chinook-book-2011/#comments</comments>
		<pubDate>Tue, 05 Oct 2010 19:01:10 +0000</pubDate>
		<dc:creator>ecolisa</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://emilywallace.wordpress.com/?p=639</guid>
		<description><![CDATA[I got my new Chinook Book today.  Which coupon did I use first?  G.O. baby!!!  Like you had to ask.  Took that sucker straight to Crown Hill. Disclaimers: 1.  I may or may not love G.O. more than it is &#8230; <a href="http://emilywallace.wordpress.com/2010/10/05/chinook-book-2011/">Continue reading <span class="meta-nav">&#8594;</span></a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=emilywallace.wordpress.com&amp;blog=5922455&amp;post=639&amp;subd=emilywallace&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p><a href="http://emilywallace.files.wordpress.com/2010/10/chinook_book.jpg"><img class="aligncenter size-full wp-image-640" title="chinook_book" src="http://emilywallace.files.wordpress.com/2010/10/chinook_book.jpg?w=500&#038;h=375" alt="" width="500" height="375" /></a></p>
<p>I got my new Chinook Book today.  Which coupon did I use first?  G.O. baby!!!  Like you had to ask.  Took that sucker straight to Crown Hill.</p>
<p>Disclaimers: 1.  I may or may not love G.O. more than it is socially acceptable to admit.  2.  It’s possible I&#8217;ve made rules to limit the amount I discuss G.O. in company.  3.  It&#8217;s maybe true that I&#8217;ve broken those rules on more than one occasion.  4.  I also may or may not have updated my FB status with rhapsodic descriptions of a G.O. shopping experience.  I know.  You’re totally wishing that your friends were this interesting.</p>
<p>And just to take things one step further I now intend to itemize my Chinook Book savings in a list that I will update throughout the year.</p>
<p><a href="http://www.groceryoutlet.com/">Grocery Outlet</a> $3</p>
<p><a href="http://www.groceryoutlet.com/">Grocery Outlet</a> $3 (it came with two!)</p>
<p><a href="http://metro.kingcounty.gov/">Seattle Metro</a> (free ride) $2.50</p>
<p><a href="http://metro.kingcounty.gov/">Seattle Metro</a> (free ride) $2.50</p>
<p><a href="http://www.pccnaturalmarkets.com/">PCC</a> (free tote) $1.99</p>
<p><a href="http://www.bobsredmill.com/">Bob&#8217;s Red Mill </a>$0.75</p>
<p>TOTAL $13.74</p>
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			<media:title type="html">lisashelbyhayward</media:title>
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		<title>Flower box</title>
		<link>http://emilywallace.wordpress.com/2010/09/27/flower-box/</link>
		<comments>http://emilywallace.wordpress.com/2010/09/27/flower-box/#comments</comments>
		<pubDate>Mon, 27 Sep 2010 18:25:24 +0000</pubDate>
		<dc:creator>ecolisa</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://emilywallace.wordpress.com/?p=630</guid>
		<description><![CDATA[I initiated an experiment in the flower box outside our living room window today.  The Whiz made me a sweet flower box for my first mother’s day to replace the one that he built out of the old carport that &#8230; <a href="http://emilywallace.wordpress.com/2010/09/27/flower-box/">Continue reading <span class="meta-nav">&#8594;</span></a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=emilywallace.wordpress.com&amp;blog=5922455&amp;post=630&amp;subd=emilywallace&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<div id="attachment_631" class="wp-caption aligncenter" style="width: 510px"><a href="http://emilywallace.files.wordpress.com/2010/10/stonecrop.jpg"><img class="size-full wp-image-631" title="stonecrop" src="http://emilywallace.files.wordpress.com/2010/10/stonecrop.jpg?w=500&#038;h=375" alt="" width="500" height="375" /></a><p class="wp-caption-text">Stonecrop</p></div>
<p style="text-align:center;">I initiated an experiment in the flower box outside our living room window today.  The Whiz made me a sweet flower box for my first mother’s day to replace the one that he built out of the old carport that we tore down when we moved in here over ten years ago.  I love the idea of having it constantly overflowing with seasonally appropriate plants- petunias and nasturtiums in the summer; pansies and violets in the fall; boughs of holly and evergreen in the winter; and jonquils, hyacinths and tulips in the spring.  But that’s not exactly happening.  So I’m trying out some sedums instead.  A bunch of stonecrops for now.  I was feeling cheap so they’re a little sparse, but I also eventually want to fill in the gaps with hens and chicks and other spreading types to keep the visual interest in seasons when the stonecrop is not in bloom.  I’m even thinking about fashioning a slight mound out of chicken wire and filling it in with dirt/ moss and then planting into that to make the box look more full.  But for now I’m pretty happy with the stonecrop.<a href="http://emilywallace.files.wordpress.com/2010/10/flowerbox.jpg"><img class="aligncenter size-full wp-image-632" title="flowerbox" src="http://emilywallace.files.wordpress.com/2010/10/flowerbox.jpg?w=500&#038;h=375" alt="" width="500" height="375" /></a><a href="http://emilywallace.files.wordpress.com/2010/10/tags1.jpg"><a href="http://emilywallace.files.wordpress.com/2010/10/tags2.jpg"><img class="aligncenter size-full wp-image-635" title="tags" src="http://emilywallace.files.wordpress.com/2010/10/tags2.jpg?w=500&#038;h=375" alt="" width="500" height="375" /></a><br />
</a></p>
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			<media:title type="html">lisashelbyhayward</media:title>
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			<media:title type="html">stonecrop</media:title>
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			<media:title type="html">flowerbox</media:title>
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		<item>
		<title>Goals for the week</title>
		<link>http://emilywallace.wordpress.com/2010/06/05/goals-for-the-week/</link>
		<comments>http://emilywallace.wordpress.com/2010/06/05/goals-for-the-week/#comments</comments>
		<pubDate>Sun, 06 Jun 2010 05:14:45 +0000</pubDate>
		<dc:creator>ecolisa</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://emilywallace.wordpress.com/?p=627</guid>
		<description><![CDATA[Tomorrow: me: get paver, lay out the circle, toilet seat cover. Zac: cover goofy thing in tub. This week: get tile for tub, get estimates for tree pruning, estimates for grout.<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=emilywallace.wordpress.com&amp;blog=5922455&amp;post=627&amp;subd=emilywallace&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p>Tomorrow:</p>
<p>me: get paver, lay out the circle, toilet seat cover.</p>
<p>Zac: cover goofy thing in tub.</p>
<p>This week:</p>
<p>get tile for tub, get estimates for tree pruning, estimates for grout.</p>
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			<media:title type="html">lisashelbyhayward</media:title>
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		<title>Tibetan flags</title>
		<link>http://emilywallace.wordpress.com/2010/05/31/tibetan-flags/</link>
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		<pubDate>Tue, 01 Jun 2010 04:52:16 +0000</pubDate>
		<dc:creator>ecolisa</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://emilywallace.wordpress.com/?p=624</guid>
		<description><![CDATA[Peace, prosperity, compassion, purification, knowledge.<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=emilywallace.wordpress.com&amp;blog=5922455&amp;post=624&amp;subd=emilywallace&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p>Peace, prosperity, compassion, purification, knowledge.</p>
<br />  <a rel="nofollow" href="http://feeds.wordpress.com/1.0/gocomments/emilywallace.wordpress.com/624/"><img alt="" border="0" src="http://feeds.wordpress.com/1.0/comments/emilywallace.wordpress.com/624/" /></a> <a rel="nofollow" href="http://feeds.wordpress.com/1.0/godelicious/emilywallace.wordpress.com/624/"><img alt="" border="0" src="http://feeds.wordpress.com/1.0/delicious/emilywallace.wordpress.com/624/" /></a> <a rel="nofollow" href="http://feeds.wordpress.com/1.0/gofacebook/emilywallace.wordpress.com/624/"><img alt="" border="0" src="http://feeds.wordpress.com/1.0/facebook/emilywallace.wordpress.com/624/" /></a> <a rel="nofollow" href="http://feeds.wordpress.com/1.0/gotwitter/emilywallace.wordpress.com/624/"><img alt="" border="0" src="http://feeds.wordpress.com/1.0/twitter/emilywallace.wordpress.com/624/" /></a> <a rel="nofollow" href="http://feeds.wordpress.com/1.0/gostumble/emilywallace.wordpress.com/624/"><img alt="" border="0" src="http://feeds.wordpress.com/1.0/stumble/emilywallace.wordpress.com/624/" /></a> <a rel="nofollow" href="http://feeds.wordpress.com/1.0/godigg/emilywallace.wordpress.com/624/"><img alt="" border="0" src="http://feeds.wordpress.com/1.0/digg/emilywallace.wordpress.com/624/" /></a> <a rel="nofollow" href="http://feeds.wordpress.com/1.0/goreddit/emilywallace.wordpress.com/624/"><img alt="" border="0" src="http://feeds.wordpress.com/1.0/reddit/emilywallace.wordpress.com/624/" /></a> <img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=emilywallace.wordpress.com&amp;blog=5922455&amp;post=624&amp;subd=emilywallace&amp;ref=&amp;feed=1" width="1" height="1" />]]></content:encoded>
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			<media:title type="html">lisashelbyhayward</media:title>
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		<title>Your Money Ratios</title>
		<link>http://emilywallace.wordpress.com/2010/05/24/your-money-ratios-2/</link>
		<comments>http://emilywallace.wordpress.com/2010/05/24/your-money-ratios-2/#comments</comments>
		<pubDate>Tue, 25 May 2010 04:34:32 +0000</pubDate>
		<dc:creator>ecolisa</dc:creator>
				<category><![CDATA[Organized financial life]]></category>
		<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://emilywallace.wordpress.com/?p=620</guid>
		<description><![CDATA[www.charlesfarrell.com 778811<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=emilywallace.wordpress.com&amp;blog=5922455&amp;post=620&amp;subd=emilywallace&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p><a href="http://charlesfarrell.com">www.charlesfarrell.com</a></p>
<p>778811</p>
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			<media:title type="html">lisashelbyhayward</media:title>
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		<title>Your Money Ratios</title>
		<link>http://emilywallace.wordpress.com/2010/05/24/your-money-ratios/</link>
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		<pubDate>Tue, 25 May 2010 04:32:06 +0000</pubDate>
		<dc:creator>ecolisa</dc:creator>
				<category><![CDATA[Organized financial life]]></category>

		<guid isPermaLink="false">http://emilywallace.wordpress.com/?p=617</guid>
		<description><![CDATA[Age 65 and 80% Income Replacement Mortgage Debt Education Debt Investment Ratio Age Capital to Income Ratio Savings Ratio Mortgage to Income Ratio Debt to Avg. Earnings Ratio Stocks Bonds 25 0.1 12% 2.0 0.75 50% 50% 30 0.6 12% &#8230; <a href="http://emilywallace.wordpress.com/2010/05/24/your-money-ratios/">Continue reading <span class="meta-nav">&#8594;</span></a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=emilywallace.wordpress.com&amp;blog=5922455&amp;post=617&amp;subd=emilywallace&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<table style="height:211px;" border="1" cellspacing="0" cellpadding="0" width="455">
<tbody>
<tr>
<td colspan="3" width="190" valign="top">Age 65 and 80% Income Replacement</td>
<td width="63" valign="top">Mortgage Debt</td>
<td width="63" valign="top">Education Debt</td>
<td colspan="2" width="127" valign="top">Investment Ratio</td>
</tr>
<tr>
<td width="63" valign="top">Age</td>
<td width="63" valign="top">Capital to Income Ratio</td>
<td width="63" valign="top">Savings Ratio</td>
<td width="63" valign="top">Mortgage to Income Ratio</td>
<td width="63" valign="top">Debt to Avg. Earnings Ratio</td>
<td width="63" valign="top">Stocks</td>
<td width="63" valign="top">Bonds</td>
</tr>
<tr>
<td width="63" valign="top">25</td>
<td width="63" valign="top">0.1</td>
<td width="63" valign="top">12%</td>
<td width="63" valign="top">2.0</td>
<td width="63" valign="top">0.75</td>
<td width="63" valign="top">50%</td>
<td width="63" valign="top">50%</td>
</tr>
<tr>
<td width="63" valign="top">30</td>
<td width="63" valign="top">0.6</td>
<td width="63" valign="top">12%</td>
<td width="63" valign="top">2.0</td>
<td width="63" valign="top">0.45</td>
<td width="63" valign="top">50%</td>
<td width="63" valign="top">50%</td>
</tr>
<tr>
<td width="63" valign="top">35</td>
<td width="63" valign="top">1.4</td>
<td width="63" valign="top">12%</td>
<td width="63" valign="top">1.9</td>
<td width="63" valign="top">0</td>
<td width="63" valign="top">50%</td>
<td width="63" valign="top">50%</td>
</tr>
<tr>
<td width="63" valign="top">40</td>
<td width="63" valign="top">2.4</td>
<td width="63" valign="top">12%</td>
<td width="63" valign="top">1.8</td>
<td width="63" valign="top"></td>
<td width="63" valign="top">50%</td>
<td width="63" valign="top">50%</td>
</tr>
<tr>
<td width="63" valign="top">45</td>
<td width="63" valign="top">3.7</td>
<td width="63" valign="top">15%</td>
<td width="63" valign="top">1.7</td>
<td width="63" valign="top"></td>
<td width="63" valign="top">50%</td>
<td width="63" valign="top">50%</td>
</tr>
<tr>
<td width="63" valign="top">50</td>
<td width="63" valign="top">5.2</td>
<td width="63" valign="top">15%</td>
<td width="63" valign="top">1.5</td>
<td width="63" valign="top"></td>
<td width="63" valign="top">50%</td>
<td width="63" valign="top">50%</td>
</tr>
<tr>
<td width="63" valign="top">55</td>
<td width="63" valign="top">7.1</td>
<td width="63" valign="top">15%</td>
<td width="63" valign="top">1.2</td>
<td width="63" valign="top"></td>
<td width="63" valign="top">50%</td>
<td width="63" valign="top">50%</td>
</tr>
<tr>
<td width="63" valign="top">60</td>
<td width="63" valign="top">9.4</td>
<td width="63" valign="top">15%</td>
<td width="63" valign="top">0.7</td>
<td width="63" valign="top"></td>
<td width="63" valign="top">40%</td>
<td width="63" valign="top">60%</td>
</tr>
<tr>
<td width="63" valign="top">65</td>
<td width="63" valign="top">12.0</td>
<td width="63" valign="top">15%</td>
<td width="63" valign="top">0.0</td>
<td width="63" valign="top"></td>
<td width="63" valign="top">40%</td>
<td width="63" valign="top">60%</td>
</tr>
</tbody>
</table>
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			<media:title type="html">lisashelbyhayward</media:title>
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		<title>Before the visits</title>
		<link>http://emilywallace.wordpress.com/2010/05/05/before-the-visits/</link>
		<comments>http://emilywallace.wordpress.com/2010/05/05/before-the-visits/#comments</comments>
		<pubDate>Thu, 06 May 2010 05:39:20 +0000</pubDate>
		<dc:creator>ecolisa</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://emilywallace.wordpress.com/?p=614</guid>
		<description><![CDATA[Bathroom curtain Curtains for living room Paint touch ups: molding in blue room, hall, dining room.  Nursery door, upstairs bathroom. Fen shui: bathroom cabinets, upstairs linen closet, mud room, junk drawer, junk basket Clear basement: Sell furniture<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=emilywallace.wordpress.com&amp;blog=5922455&amp;post=614&amp;subd=emilywallace&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p>Bathroom curtain</p>
<p>Curtains for living room</p>
<p>Paint touch ups: molding in blue room, hall, dining room.  Nursery door, upstairs bathroom.</p>
<p>Fen shui: bathroom cabinets, upstairs linen closet, mud room, junk drawer, junk basket</p>
<p>Clear basement: Sell furniture</p>
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			<media:title type="html">lisashelbyhayward</media:title>
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		<title>Fixed Expenses</title>
		<link>http://emilywallace.wordpress.com/2010/04/29/fixed-expenses/</link>
		<comments>http://emilywallace.wordpress.com/2010/04/29/fixed-expenses/#comments</comments>
		<pubDate>Thu, 29 Apr 2010 19:29:25 +0000</pubDate>
		<dc:creator>ecolisa</dc:creator>
				<category><![CDATA[Organized financial life]]></category>

		<guid isPermaLink="false">http://emilywallace.wordpress.com/?p=605</guid>
		<description><![CDATA[Mortgage= 1263.91 Cable, T.V., internet= $60 Childcare= $833.28 Groceries= $568.74 Health insurance= $122 Phone= $95.50 Student loan= $84.29 Transportation= $80 (gas) $23 (parking) $83 (auto insurance) Utilities= $362.71 TOTAL = $3577 per month<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=emilywallace.wordpress.com&amp;blog=5922455&amp;post=605&amp;subd=emilywallace&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p>Mortgage= 1263.91</p>
<p>Cable, T.V., internet= $60</p>
<p>Childcare= $833.28</p>
<p>Groceries= $568.74</p>
<p>Health insurance= $122</p>
<p>Phone= $95.50</p>
<p>Student loan= $84.29</p>
<p>Transportation= $80 (gas) $23 (parking) $83 (auto insurance)</p>
<p>Utilities= $362.71</p>
<p>TOTAL = $3577 per month</p>
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			<media:title type="html">lisashelbyhayward</media:title>
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		<title>sharks</title>
		<link>http://emilywallace.wordpress.com/2010/04/05/sharks/</link>
		<comments>http://emilywallace.wordpress.com/2010/04/05/sharks/#comments</comments>
		<pubDate>Tue, 06 Apr 2010 05:56:58 +0000</pubDate>
		<dc:creator>ecolisa</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://emilywallace.wordpress.com/?p=594</guid>
		<description><![CDATA[Today is the day that you leave the nursery. Any questions? Yes, master shark.  What does it mean to be a shark? What does it mean to be a shark?  Why, that is an excellent question.  To be a shark &#8230; <a href="http://emilywallace.wordpress.com/2010/04/05/sharks/">Continue reading <span class="meta-nav">&#8594;</span></a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=emilywallace.wordpress.com&amp;blog=5922455&amp;post=594&amp;subd=emilywallace&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p>Today is the day that you leave the nursery.</p>
<p>Any questions?</p>
<p>Yes, master shark.  What does it mean to be a shark?</p>
<p>What does it mean to be a shark?  Why, that is an excellent question.  To be a shark means to be lord of the sea.  King of the jungle so to speak.  Top predator in the ocean.</p>
<p>Does that answer your question?  Yes?  Good.  Any further questions?  No?  Then you are dismissed.</p>
<p>Ryan.  Come.  Swim with me.</p>
<p>You asked what it means to be a shark and I said it means to be top predator.  Yet you want to ask what it means to be top predator don&#8217;t you?  Yes?  I can see it in your eyes.  Here.  I will show you.</p>
<p>See these tiny animals swimming all around us?  No.  Look more closely?  They are everywhere in the ocean.  These are the zooplankton, tiny little animals.  That feed on tiny plants.  All animals need to eat.  Some animals eat only plants like these zooplankton.</p>
<p>Other animals eat animals like these tiny fish feeding on the zooplankton and like this massive whale filtering great mouthfuls of zooplankton.</p>
<p>These fish get eaten by other fish, but the whale.  This whale is a top predator because no one else in the ocean hunts and eats him.</p>
<p>And that&#8217;s like us too.  We eat the fish that eat other fish that eat zooplankton.  Sometimes we eat seals that eat fish that eat other fish.  Most animals eat and are eaten. Not us.  We just do the eating.  And for that reason we can live a long time.</p>
<p>Good news right. Who wouldn&#8217;t want to grow up to be a shark?</p>
<p>Except that i</p>
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			<media:title type="html">lisashelbyhayward</media:title>
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		<title>Books to read to Charley</title>
		<link>http://emilywallace.wordpress.com/2010/04/05/books-to-read-to-charley/</link>
		<comments>http://emilywallace.wordpress.com/2010/04/05/books-to-read-to-charley/#comments</comments>
		<pubDate>Tue, 06 Apr 2010 05:20:56 +0000</pubDate>
		<dc:creator>ecolisa</dc:creator>
				<category><![CDATA[Lists]]></category>

		<guid isPermaLink="false">http://emilywallace.wordpress.com/?p=588</guid>
		<description><![CDATA[The tripod trilogy The Wind in the Door trilogy Harry Potter Narnia Little House in the Big Woods Charlotte&#8217;s Web Huckleberry Finn Indian in the Cupboard The Black Stallion 1001 Arabian Nights The Hobbit Lord of the Rings Trilogy Frankenstein<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=emilywallace.wordpress.com&amp;blog=5922455&amp;post=588&amp;subd=emilywallace&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p>The tripod trilogy</p>
<p>The Wind in the Door trilogy</p>
<p>Harry Potter</p>
<p>Narnia</p>
<p>Little House in the Big Woods</p>
<p>Charlotte&#8217;s Web</p>
<p>Huckleberry Finn</p>
<p>Indian in the Cupboard</p>
<p>The Black Stallion</p>
<p>1001 Arabian Nights</p>
<p>The Hobbit</p>
<p>Lord of the Rings Trilogy</p>
<p>Frankenstein</p>
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